Real estate appraisal services for homeowners in the city of North Chesterfield and Chesterfield County

The top 7 reasons why VA homeowners call on Appraise Richmond:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
To challenge a VA property tax assessment
To reduce your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a VA divorce, where real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in Chesterfield County or the state of VA

Own a home in or near North Chesterfield, VA and need help deciding the value of it?
Contact Appraise Richmond.

At Appraise Richmond, we understand the special needs of a consumer after appraisal services. Our regular business clients are used to the appraisal process and the standard documents we provide. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Appraise Richmond will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraise Richmond, we're qualified in helping customers just like you delete unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that is declining or is not appreciating as much as other houses nearby. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal report from Appraise Richmond is your best weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. An appraisal from Appraise Richmond can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.